Industry / Insurance & Risk

What models miss,
field data captures.

Reduce uncertainty, sharpen underwriting and anticipate risk — using signals captured directly on site, not modelled from a distance.

Ground-truth data AI-powered anticipation Underwriting intelligence Risk visibility
Live insurance intelligence layer

Real-world signals captured on site, structured for risk analysis, prediction and underwriting decision-making.

AI enabled
Wind pattern anomaly
Localized atmospheric shift detected
Detected
Solar exposure shift
Surface and irradiance variation
+12%
Humidity spike
Abnormal moisture accumulation
Elevated
Pressure instability
Pattern deviation under observation
Ongoing
Local production drop
Operational signal flagged in context
Flagged
87
Localized climate risk score generated from live field data and model enrichment.
+18%
Potential improvement in pricing accuracy with better localized data inputs.

Underwriting-ready decision support enriched by time-stamped site data rather than satellite-only interpretation.

Market shift

Insurance is moving from modeled risk to real-world intelligence

Climate volatility is increasing, assets are more exposed, and traditional models alone are no longer sufficient. Insurers need real-world signals to understand what is actually happening on the ground and anticipate risk more effectively.

Aerial view with climate risk data overlay — Velox field intelligence

Field intelligence layer — Real-world environmental signals overlaid on site data, structured for climate risk analysis and underwriting decision support.

Traditional data stack

Heavily modeled and interpolated data
Indirect observation of real conditions
Lower local precision at asset level
Useful for overview, weaker for validation
Often delayed for operational action

Velox field intelligence

Live environmental and operational signals
Ground-truth data captured on site
Better local context for insured assets
AI-ready inputs for anticipation and scoring
Stronger support for underwriting and risk decisions
Who it's for

Built for insurers, reinsurers and brokers

Velox adapts to different roles across the insurance value chain, supporting underwriting, portfolio management and data-driven risk advisory.

01

For insurers

Improve underwriting precision and risk selection with localized, real-world data.

  • Refine pricing models with site-level inputs
  • Improve exposure understanding at asset level
  • Support underwriting decisions with real data
Underwriting & pricing
02

For reinsurers

Strengthen portfolio visibility and anticipate systemic risk with better field intelligence.

  • Enhance portfolio monitoring across regions
  • Detect emerging risk patterns earlier
  • Support capital allocation with stronger signals
Portfolio intelligence
03

For brokers

Bring more transparency and data-driven insights into client advisory and risk structuring.

  • Support clients with better risk visibility
  • Improve structuring of insurance programs
  • Add intelligence to risk advisory services
Risk advisory
Use cases

Where field intelligence makes the difference

From climate risk scoring to underwriting support — concrete applications across the insurance value chain.

Climate risk analysis, measurement & anticipation

Climate risk is no longer a static modeling exercise. It is becoming a live operational challenge that requires continuous measurement, sharper local visibility, and faster interpretation of changing conditions.

Localized exposure Event anticipation AI risk scoring Continuous monitoring
MeasureField-level signals captured directly on site
EnrichRisk models with stronger local context
DetectAbnormal patterns earlier
AnticipatePortfolio stress before claims escalate

Velox shifts the foundation from broad climate assumptions to intelligence grounded in the field. Signals captured directly on site help insurers and reinsurers measure exposure more precisely, enrich risk models and detect anomalies earlier.

Climate risk management stops being a periodic exercise. It becomes a continuous decision layer — supporting anticipation, portfolio monitoring and more relevant risk assessment across exposed assets and territories.

Underwriting & risk selection

Underwriting quality depends on the quality of the data behind it. Yet in many cases, insurers still rely on broad modeled assumptions, incomplete local context, or historical proxies that do not fully reflect how assets are actually exposed on the ground.

Localized exposure Pricing precision Portfolio selection AI-enhanced underwriting
RefineRisk selection with site-level inputs
PriceSharpen pricing logic and confidence
SegmentImprove portfolio construction quality
SupportEvidence-based underwriting workflows

Velox brings real-world field signals into the underwriting process. Local environmental data and site-level context help insurers refine risk selection, strengthen pricing logic and improve portfolio quality.

The shift is from generalized assumptions to evidence-based risk views — supporting better segmentation, sharper decisions and more reliable underwriting models.

How it works

A data subscription. No infrastructure to buy or manage.

Insurers and reinsurers access Velox field intelligence through a platform subscription — not a hardware purchase. The physical infrastructure is already deployed across territories. You subscribe to the data layer it generates.

1

Define your coverage perimeter

Select the territories, asset classes, or portfolio segments where real-world climate data would improve your underwriting and risk decisions.

2

Access the platform

Subscribe to the Velox AI platform at ai.velox-energy.com — live field signals, climate indices, risk scores and exportable data, ready to use from day one.

3

Integrate into your workflows

Feed field intelligence into your underwriting models, risk monitoring dashboards, and portfolio analysis — via API or direct export, without redesigning your operating model.

4

Scale as your needs evolve

Expand your subscription to cover additional territories or data streams as the value becomes clear — with no infrastructure investment on your side.

Insurance value

Field data that improves every link in the decision chain.

The strategic value of Velox is not only better measurement. It is the ability to connect infrastructure, field data, and AI into an insurance-grade decision layer.

Sharper underwriting

Improve local context around insured assets and reduce dependence on generic exposure assumptions.

Dynamic monitoring

Monitor environmental and operational conditions continuously across distributed sites, with real-time visibility on local dynamics. By capturing site-level signals over time, Velox helps refine exposure analysis, detect anomalies and strengthen the accuracy of underwriting and risk models.

Decision confidence

Support better decisions with data grounded in real-world measurements rather than approximations. By combining continuous field data with contextual analysis, Velox helps reduce uncertainty, strengthen risk assessment and increase confidence in operational and underwriting decisions.

Certified field data, ready for AI models and audit

Velox captures real-world field data directly on site, enabling underwriting, risk analysis and climate intelligence based on measured signals rather than models.

From raw measurement to climate data that drives decisions.

Know more

Velox captures wind, solar, environmental and operational data directly from physical infrastructure, creating continuous datasets anchored in real-world conditions.

Unlike modeled or proxy-based data, this field-level approach provides a stronger foundation for underwriting, exposure analysis and climate risk assessment.

The data layer is structured to support MRV processes and can align with high-integrity carbon frameworks such as Gold Standard.

Platform

The intelligence layer behind the data.

Every signal captured on site is structured, timestamped and accessible via the Velox AI platform — making it usable for underwriting, risk monitoring, and portfolio analysis without custom integration work.

Velox AI insurance dashboard
Full AI insurance intelligence dashboard Climate risk scoring, environmental monitoring, underwriting signals — live and auditable.
View full dashboard

Start a pilot to improve underwriting precision and climate risk visibility

Velox helps insurers and reinsurers access real-world climate intelligence through a platform subscription — no infrastructure to buy or manage. Tell us your perimeter and we'll show you what the data looks like on your territories within days.

Request an insurance assessment